Made arrangements to take next Friday off from work (the 2nd) and go get fitted for and hopefully take home a Specialized Transition Elite triathlon bike. That’s the next piece of major equipment for the race in June. I think the only other big things I need after that are an indoor trainer and a wetsuit, then I’m good to go.
Also started the process to remove the last bits of my credit card debt. I’m taking a small loan out against my federal retirement account, which will then get paid back through payroll deductions over the next three years. It accomplishes a couple of major things: 1) Reduces the balances on all my credit cards, and my debt consolidation loan through the credit union, to zero; 2) Lowers the interest rates, even on the debt loan, by over half, and in one case to about a quarter of what it is now; and 3) Gives me a time certain when these things will be paid off. I was leery of borrowing against my retirement savings, but you know, getting rid of this debt faster and cheaper is worth it.
Da Boss also came in to talk about bonuses, so it seems those are happening this year. I was given a new choice this fall; in addition to the time-off-versus-cash options I got last year (cash, cash, cash!), I was offered a Quality Step Increase (QSI). The QSI would have been a better deal in the long run, as it was worth more than the cash over the long haul, but for the fact that Da Boss also mentioned that there will be talks this time next year with Da Really Big Boss (aka the political appointee head of my office, who happens to like me a lot) about a grade increase. If the grade increase happens, which it is likely to do, the QSI becomes not as valuable over the long run. So I chose the cash. When it’ll come in is anybody’s guess, but that’s money that can be used for moving, whenever that happens.
A tad sleepy today. The building is spraying for the bed bugs again today, so was out on the futon last night. The usual Sunday night jitters were running through my head, including thoughts about the loan I just discussed. I’m also caffeine-less today as I’m going through with the plans to kick the habit again. Done it before, can do it now. I’m sure that isn’t helping the sleepies, but damn it, I’m tired of being chemically dependent to stay awake during the day, or to get up in the morning.
All in all a busy day thus far. Weight workout planned after work, then home to figure out foodstuffs with Richard.
