7 September, 2007

Recent Pictures

Category: Pics — Moose @ 4:40 pm

It’s all his fault I took some few pictures today, but here’s a few of the prep (mostly done).

And here’s some my Dad took at the Rock ‘n Roll Half last weekend (they’re mostly post-race of myself, BC, his sister, her partner, and a great panorama he put together of the beach at the end.

Pre-race Jitters

Category: Games,Geek,Home,Mood,Racing — Moose @ 3:34 pm

Okay, got laundry done, went grocery shopping, assembling the race gear now, as well as cleaning the house now (and by “cleaning the house” I mean that I set the Roomba loose in the bedroom while I was out shopping and it’s now getting the kitchen and front hall done). Car reservation made. Hotel reservation confirmed.

Once assembly’s done, there’s not a lot more to do except try to relax. Which will likely drive me crazy. Thankfully I have Sacred to keep me somewhat distracted.

Tomorrow’s plan is to pick up the car, get BC, then off to Bear, Delaware, for packet pick up the race on Sunday. It doesn’t appear they’ll be doing live updates, but I’ll try to get something up on LJ after I’m done.

Paying Attention

Category: Credit,Finance — Moose @ 10:24 am

So, I get this notice from one of my credit card companies. It’s the usual, “we’re changing the terms, blah, blah, blah,” type things, which people I guess usually just toss since it’s typically written in a lot of legalese. I decide to peruse the thing, see if there’s anything that pops out, and lo and behold, in the middle of the first page:

Your APR for [pretty much everything] is chaning to a corresponding ANNUAL PERCENTAGE RATE of 24.99% (Daily Periodic Rate (DPR) of 0.068465%).

We increased your APR due to the balances and APRs on this account.

Exsqueeze me?!?! I always pay off this account every month, there’s never a balance on it. The ‘new’ rate is almost 1.5 times more than the current (10.99%), not that any rate matters much since I always pay it off, but yeah, no, I don’t think so. I guess I don’t make them enough money as it is, so they want to squeeze more blood out of this stone.

Further down there’s a procedure to ‘reject’ the change, which involves writing to them, they won’t take just calling them (which has, of course, always worked in the past – to call and object and get any interest rate changes reversed or lowered below the current). I guess I’ll be sending a letter next week. If they up the rate, that’s the end of using this card, rewards or no. I won’t close the account as it’s my oldest credit account, but I certainly won’t give them any more business.

I guess the point of this is that it pays to read those standard notices (financially, at least – I won’t mention what it’s done to my blood pressure today).